Effective Date: May 1, 2025

1. INTRODUCTION AND SCOPE

This Privacy Policy ("Policy") is provided by Living Out US, LLC, a Wyoming limited liability company (hereinafter "Company," "we," "us," or "our") and governs the collection, use, disclosure, and protection of information obtained from merchants, customers, and users (collectively "you" or "your") in connection with our payment facilitation and consulting services, website, and related applications (collectively, the "Services").

This Policy has been carefully designed to comply with applicable privacy laws, including but not limited to the California Consumer Privacy Act ("CCPA"), and industry standards, including the Payment Card Industry Data Security Standard ("PCI DSS"). The purpose of this Policy is to provide you with clear, accurate, and transparent information about our data privacy practices.

Company Information:
Living Out US, LLC

Address: 2232 Dell Range Blvd, Ste 242 #5127, Cheyenne WY 82009

Contact: [email protected] or (307) 509-0701

Scope and Applicability:

This Policy applies to all personal information that we collect, use, process, maintain, or disclose in connection with the Services, regardless of the medium or method of collection, whether provided directly by you, collected automatically, or received from third parties. This Policy does not apply to information collected by any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Services.

BY ACCESSING OR USING THE SERVICES, OR BY CLICKING TO ACCEPT OR AGREE TO THIS POLICY WHEN THIS OPTION IS MADE AVAILABLE TO YOU, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ, UNDERSTOOD, AND CONSENT TO THE COLLECTION, USE, AND DISCLOSURE OF YOUR INFORMATION AS DESCRIBED IN THIS POLICY.

2. CATEGORIES OF INFORMATION COLLECTED

The Company collects various categories of information in the course of providing the Services. For purposes of this Policy, "personal information" means information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device.

2.1 Personal Information Directly Provided by You

The Company collects the following categories of personal information that you provide directly to us:

a) Identification Information:

Name, postal address, email address, telephone number, unique personal identifier, online identifier, Internet Protocol address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.

b) Business Information:

Business name, business entity type, Employer Identification Number (EIN), business description, business address, business phone number, industry classification, business website URL, years in business, and other information related to your business operations.

c) Financial Information:

Bank account information, payment card details, transaction history, payment history, billing address, average transaction value, annual processing volume, and other financial data necessary to process payments and provide the Services.

d) Commercial Information:

Records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

e) Professional Information:

Current and past employment information, business ownership details, professional certifications, professional references, and other information about your professional background.

f) Authentication Information:

Username, password, security questions and answers, and other credential information used for authentication and account access.

g) Communications:

Information provided in communications with us, including customer service inquiries, support requests, emails, call recordings, chat logs, and other communications.

2.2 Information Collected Automatically

As you navigate through and interact with our Services, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

a) Technical Data:

Device information (such as hardware model, operating system version, device identifiers, mobile network information), browser type and version, time zone setting, browser plug-in types and versions, and other technology identifiers on the devices you use to access the Services.

b) Usage Data:

Information about your visits to and use of the Services, including traffic data, location data, logs, resources that you access, page views, clicks, duration of visits, referring/exit pages, date and timestamp information, and other data regarding your interaction with the Services.

c) Location Data:

Geolocation data, including precise or approximate location determined from your IP address or mobile device.

d) Cookies and Tracking Technologies:

Information collected through cookies, web beacons, pixel tags, and other tracking technologies, as further described in Section 3 of this Policy.

2.3 Information from Third-Party Sources

We may receive information about you from third parties, including:

a) Payment Processor Data:

Information received from Stripe or other payment processors necessary to facilitate the payment processing services.

b) Service Providers:

Information from service providers that help us verify your identity, prevent fraud, and provide other services.

c) Public Sources:

Information from publicly available sources, such as public records, social media platforms, and other publicly available information.

2.4 Sensitive Personal Information

In the course of providing our Services, we may collect certain categories of personal information that could be classified as "sensitive" under applicable law, including:

a) Financial Account Information:

Bank account numbers, payment card numbers, account credentials, and other financial account information.

b) Government-Issued Identification:

Social Security numbers, taxpayer identification numbers, driver's license numbers, passport numbers, or other government-issued identification numbers.

c) Biometric Information:

We do not intentionally collect biometric information, but certain service providers may utilize biometric authentication methods.

We collect and process such sensitive personal information only as necessary to provide our Services, to comply with legal obligations, or with your explicit consent. We implement appropriate additional safeguards for such information as required by applicable law.

3. COOKIES AND TRACKING TECHNOLOGIES

3.1 Overview of Cookies and Similar Technologies

The Company and its third-party service providers use cookies, web beacons, pixel tags, JavaScript, local storage objects, and other tracking technologies (collectively, "Tracking Technologies") to automatically collect information about your interactions with our Services. These Tracking Technologies help us operate and improve the Services, personalize your experience, analyze usage patterns, deliver targeted content and advertisements, and for security purposes.

3.2 Categories of Tracking Technologies

We utilize the following categories of Tracking Technologies:

a) Essential Cookies:

These cookies are strictly necessary for the operation of our Services. They enable core functionality such as security, network management, authentication, and account access. You cannot opt out of essential cookies as the Services would not function properly without them.

b) Analytical/Performance Cookies:

These cookies allow us to recognize and count visitors, analyze how users navigate and use our Services, and understand the effectiveness of our features. This helps us improve the way our Services work and enhance user experience.

c) Functionality Cookies:

These cookies enable us to personalize content and remember your preferences and settings. They may be set by us or by third-party providers whose services we have added to our Services.

d) Targeting/Advertising Cookies:

These cookies may be set through our Services by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other websites. They do not directly store personal information but are based on uniquely identifying your browser and internet device.

e) Social Media Cookies:

These cookies are set by social media platforms when you use their features through our Services, such as sharing content or visiting pages with embedded social media content.

3.3 Specific Tracking Technologies We Use

The Company uses the following specific Tracking Technologies (this list may not be exhaustive and is subject to change):

Analytics services (e.g., Google Analytics)Session and persistent cookiesPixel tags and web beacons

3.4 Third-Party Tracking Technologies

Certain third parties may place their own Tracking Technologies on your device when you visit our Services. These third parties may include analytics providers, advertising networks, and social media platforms. These third parties' use of Tracking Technologies is governed by their own privacy policies, not this Policy.

3.5 Cookie Management and Controls

Most web browsers are set to accept cookies by default. You can typically remove or reject cookies through the settings in your browser. However, if you choose to disable cookies, certain features of our Services may not function properly.

3.6 "Do Not Track" Signals

Some browsers incorporate a "Do Not Track" (DNT) feature that, when turned on, signals to websites that you do not want to be tracked. We respond to DNT signals only to the extent required by applicable law. Otherwise, we do not alter our data collection and use practices when we detect a DNT signal from your browser.

4. PURPOSE AND LEGAL BASIS FOR PROCESSING

4.1 Business Purposes for Processing Personal Information

We collect, use, retain, and disclose your personal information for the following business purposes:

a) Service Provision and Contract Performance:
To establish and maintain your merchant account. To process payments and facilitate transactions. To provide the Services you have requested or purchased. To fulfill our contractual obligations to you. To communicate with you about your account, transactions, or the Services

b) Service Improvement and Development:
To maintain, improve, and enhance our Services. To develop new products, services, features, and functionality. To understand user preferences and experiences. To conduct research and analytics regarding usage patterns. To monitor and analyze trends, usage, and activities in connection with the Services

c) Security and Fraud Prevention:
To protect the security and integrity of our Services. To detect and prevent fraudulent transactions and other illegal activities. To verify your identity and authenticate access to your account. To monitor for and prevent security incidents. To debug to identify and repair errors

d) Personalization and User Experience:
To personalize your experience with our Services. To deliver content and product and service offerings relevant to your interests. To create user profiles and analyze usage patterns. To recognize you across different devices and sessions

e) Legal and Compliance:
To comply with applicable laws, regulations, and legal processes. To enforce our Terms and Conditions, this Privacy Policy, and other policies. To protect our rights, privacy, safety, or property, and/or that of you or others. To respond to law enforcement requests and as required by applicable law. To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets

f) Communications and Marketing:
To respond to your inquiries and fulfill your requests. To provide important notices and updates regarding the Services. To send administrative information, changes to our terms, conditions, and policies. To send you marketing communications, promotional offers, and newsletters (subject to your consent where required by law). To conduct promotional activities, such as contests and sweepstakes

4.2 Legal Bases for Processing (Where Applicable)

Where applicable laws require a legal basis for processing personal information, we rely on one or more of the following legal bases:

a) Performance of a Contract:

Processing is necessary for the performance of a contract to which you are a party or to take steps at your request prior to entering into a contract.

b) Legitimate Interests:

Processing is necessary for our legitimate interests or the legitimate interests of a third party, provided those interests are not outweighed by your rights and interests. Our legitimate interests include:

Operating and improving our business and ServicesProtecting our business, systems, and users from fraud and other illegal activitiesEnsuring network and information securityDeveloping new products and servicesMarketing and promoting our Services

c) Legal Obligation:

Processing is necessary to comply with our legal obligations.

d) Consent:

You have given us specific consent to process your personal information for a particular purpose.

4.3 Processing of Sensitive Personal Information

We process sensitive personal information only:

With your explicit consent. Where necessary to comply with applicable laws and regulations. Where necessary to establish, exercise, or defend legal claims. Where necessary to provide the Services you have requested. Where otherwise permitted by applicable law

5. DISCLOSURE AND SHARING OF PERSONAL INFORMATION

5.1 Categories of Third Parties with Whom We Share Personal Information

We may disclose your personal information to the following categories of third parties:

a) Service Providers:

Entities that assist us in providing the Services, including:

Payment processors (e.g., Stripe)Customer relationship management systems (e.g., SpringboardCRM)Cloud storage providers. Analytics providers. Email service providers. Customer support platforms. Fraud prevention and identity verification services. Marketing and advertising providers. Professional services providers (e.g., accountants, attorneys)

b) Business Partners:

Third parties with whom we jointly offer products or services, or whose products or services may be offered in connection with our Services.

c) Affiliated Entities:

Our parent company, subsidiaries, and affiliates, if any.

d) Successor Entities:

A buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding.

e) Governmental Authorities:

Law enforcement, courts, regulators, and other governmental authorities as required or permitted by applicable law.

5.2 Circumstances Under Which We Disclose Personal Information

We may disclose your personal information in the following circumstances:

a) With Your Consent:

We may disclose your personal information when you direct us to do so or otherwise provide your consent.

b) To Fulfill Service Requirements:

We may disclose your information as necessary to provide the Services you have requested, including to Stripe and other service providers essential to payment processing.

c) For Legal and Compliance Purposes:

To comply with any court order, law, or legal process, including to respond to any government or regulatory requestTo enforce or apply our Terms and Conditions and other agreementsIf we believe disclosure is necessary or appropriate to protect the rights, property, safety, or security of the Company, our customers, or othersTo investigate potential fraud or other illegal activities

d) Business Transfers:

In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company. In such event, we will provide notice before your personal information becomes subject to a different privacy policy.

e) With Professional Advisors:

With our professional advisors, such as lawyers, auditors, and insurers, where necessary in the course of the professional services they provide to us.

5.3 Disclosure of Personal Information for Business Purposes

In the preceding twelve (12) months, the Company has disclosed the following categories of personal information for business purposes to the categories of third parties indicated in Section 5.1:

Identification Information - Business Information - Financial Information - Commercial Information - Professional Information - Authentication Information - Communication Information - Technical Data - Usage Data - Location Data

5.4 No Sale or Sharing of Personal Information

The Company does not sell personal information as the term "sell" is traditionally understood (i.e., for monetary consideration). However, the Company engages in practices that may be considered a "sale" or "sharing" under the broad definition of those terms in certain privacy laws, such as the CCPA. In the preceding twelve (12) months, the Company has not sold or shared personal information.

5.5 De-Identified Information

We may de-identify your personal information so that it can no longer be associated with you. We may use de-identified information for any purpose and disclose de-identified information without restriction, as long as such information cannot reasonably identify you.

6. DATA SECURITY AND RETENTION

6.1 Data Security Measures

We have implemented reasonable and appropriate technical, administrative, and physical safeguards designed to protect the security, confidentiality, and integrity of your personal information. These measures include:

a) Technical Safeguards:

Encryption of sensitive personal information in transit and at rest. Firewalls, intrusion detection, and prevention systems. Access controls and authentication mechanisms. Regular security assessments and vulnerability scanning. Monitoring for suspicious activities and unauthorized access attempts

b) Administrative Safeguards:

Security policies and procedures. Employee training on data security and privacy. Restricted access to personal information based on job responsibilities. Vendor security assessment and management. Incident response planning

c) Physical Safeguards:

Physical access controls to facilities and equipmentSecure disposal of physical media containing personal informationEnvironmental safeguards (fire protection, power, climate control)

While we take reasonable measures to protect your personal information, no security system is impenetrable, and we cannot guarantee the absolute security of your information. The transmission of information via the internet is not completely secure. Any transmission of personal information is at your own risk.

6.2 PCI DSS Compliance

As our Services involve payment card processing, we are committed to maintaining compliance with the Payment Card Industry Data Security Standard (PCI DSS). This compliance framework includes requirements for security management, policies, procedures, network architecture, software design, and other critical protective measures. We work closely with our payment processing partners to ensure that payment card information is handled in accordance with these standards.

6.3 Data Breach Notification

In the event of a security breach that involves your personal information, we will take appropriate steps to investigate the breach, mitigate harm, and comply with any applicable breach notification laws. This may include notifying you and relevant regulatory authorities about the breach as required by applicable law.

6.4 Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements, resolving disputes, and enforcing our agreements. Specifically:

a) Active Accounts:

We will retain your personal information for as long as your account is active or as needed to provide you with the Services.

b) Post-Termination Period:

After the termination of our business relationship, we will retain your personal information for up to two (2) years or as otherwise required by applicable law. This retention period allows us to:

Respond to any questions or complaints regarding the Services. Comply with financial, tax, and accounting requirements. Defend against legal claims. Maintain appropriate business records

c) Extended Retention:

We may retain certain information for longer periods if required by applicable law, regulation, or for legitimate business purposes such as fraud prevention and security.

d) Aggregated and De-Identified Data:

We may retain aggregated and de-identified data derived from your personal information indefinitely, as this information no longer identifies you personally.

6.5 Disposal of Personal Information

When it is no longer necessary to retain your personal information, we will securely delete or anonymize it in accordance with our data retention policies and applicable law. In some circumstances, we may pseudonymize or anonymize your personal information (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.

7. YOUR RIGHTS AND CHOICES

7.1 General Privacy Rights

Depending on your jurisdiction and applicable law, you may have certain rights with respect to your personal information. The Company is committed to facilitating your exercise of these rights to the extent required by applicable law. These rights may include:

a) Right to Access:

You may have the right to request access to the personal information we have collected about you.

b) Right to Rectification:

You may have the right to request that we correct inaccurate personal information we maintain about you.

c) Right to Deletion/Erasure:

You may have the right to request that we delete your personal information, subject to certain exceptions.

d) Right to Restriction of Processing:

You may have the right to request that we restrict the processing of your personal information in certain circumstances.

e) Right to Data Portability:

You may have the right to receive a copy of your personal information in a structured, machine-readable format and to have this information transmitted to another entity in certain circumstances.

f) Right to Object:

You may have the right to object to our processing of your personal information in certain circumstances.

g) Right to Non-Discrimination:

You have the right not to be discriminated against for exercising any of these rights.

The Company reserves all rights under applicable law to limit these rights, exercise exceptions to these rights, or deny these rights to the maximum extent permitted by law.

7.2 Exercising Your Privacy Rights

To exercise any applicable privacy rights, please submit a verifiable request to us by:

Emailing us at:

[email protected]

Calling us at:

(307) 509-0701

Mailing us at:

Living Out US, LLC

2232 Dell Range Blvd

Ste 242 #5127

Cheyenne WY 82009

Only you, or a person legally authorized to act on your behalf, may make a verifiable request related to your personal information. Your request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representativeDescribe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

We will respond to verifiable requests within the timeframes required by applicable law. If we require additional time, we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option.

7.3 Marketing Communications and Preference Management

You may opt out of receiving marketing communications from us by:

Following the unsubscribe instructions included in each marketing email

Sending us an email stating your request to [email protected]

Contacting us as described in Section 13 of this Policy

Please note that even if you opt out of receiving marketing communications, we may still send you service-related communications, such as those about your account or our ongoing business relations.

7.4 California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including:

a) Right to Know:

You have the right to request that we disclose information to you about our collection and use of your personal information over the past 12 months, including:

Categories of personal information we collected about you

Categories of sources for the personal information

Business or commercial purpose for collecting that personal information

Categories of third parties with whom we share that personal information

Specific pieces of personal information we collected about you

b) Right to Delete:

You have the right to request that we delete personal information that we collected from you, subject to certain exceptions.

c) Right to Correct:

You have the right to request correction of inaccurate personal information that we maintain about you.

d) Right to Limit Use and Disclosure of Sensitive Personal Information:

You may have the right to limit our use or disclosure of certain sensitive personal information.

e) Right to Opt-Out of Sales and Sharing of Personal Information:

You have the right to opt-out of the sale or sharing of your personal information if applicable.

f) Right to Non-Discrimination:

You have the right not to receive discriminatory treatment for exercising your privacy rights.

In addition, California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our Services that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected].

7.5 Financial Incentives

The Company currently does not offer financial incentives or price or service differences in exchange for the retention or sale of personal information.

7.6 Authorized Agent

You may designate an authorized agent to submit requests on your behalf. We may require verification of your authorized agent's authority to act on your behalf, including written permission or power of attorney signed by you.

8. INTERNATIONAL DATA TRANSFERS

8.1 Cross-Border Data Transfers

While we currently maintain and process your personal information in the United States, we reserve the right to transfer your personal information to countries other than the country in which you initially provided it. These countries may not have the same data protection laws as the country in which you provided the information. By using our Services or providing us with your personal information, you consent to such potential transfers.

8.2 Transfer Mechanisms and Safeguards

If we transfer personal information from the United States to countries that may not provide the same level of data protection as the United States, we will implement appropriate safeguards to ensure that your personal information receives an adequate level of protection. These safeguards may include:

a) Standard Contractual Clauses:

Implementing data transfer agreements that contain standard contractual clauses approved by relevant regulatory authorities.

b) Vendor Assessment:

Conducting risk assessments and due diligence on recipients of personal information to ensure they maintain appropriate safeguards.

c) Additional Contractual Measures:

Implementing supplementary technical, contractual, and organizational measures as necessary to ensure an adequate level of protection for the transferred personal information.

d) Consent:

Where necessary and appropriate, obtaining your explicit consent to the proposed transfer after informing you of the possible risks.

8.3 Data Processing in the United States

If you are located outside the United States, please be aware that information we collect will be processed in the United States. By using the Services or providing us with any information, you consent to the transfer, processing, and storage of your information in the United States, where privacy laws may not be as comprehensive as those in the country where you reside.

9. CHILDREN'S PRIVACY

9.1 Age Restrictions

The Services are not intended for individuals under 13 years of age, and we do not knowingly collect personal information from children under 13. No one under age 13 may provide any information to or through the Services. If you are under 13, do not use or provide any information on the Services or through any of their features, register for an account, or provide any information about yourself to us.

9.2 Parental Notification

If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information as promptly as possible. If you believe we might have any information from or about a child under 13, please contact us immediately at [email protected].

10. DATA PROTECTION OFFICER AND PRIVACY TEAM

10.1 Data Protection Officer

The Company has designated a Privacy Officer who is responsible for overseeing our privacy program and ensuring compliance with this Policy and applicable privacy laws. You may contact our Privacy Officer with any questions, concerns, or requests regarding your personal information or this Policy at [email protected].

10.2 Privacy Team

The Company maintains a Privacy Team responsible for:

Implementing and maintaining appropriate privacy and security measures. Responding to privacy-related inquiries and requests. Conducting privacy impact assessments. Providing privacy training to employees. Monitoring compliance with this Policy and applicable privacy laws

11. THIRD-PARTY LINKS AND SERVICES

11.1 Links to Third-Party Websites and Services

Our Services may contain links to third-party websites, applications, or services that are not owned or controlled by the Company. This Policy applies only to our Services, and we are not responsible for the privacy practices of third parties. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

11.2 Integration with Third-Party Services

Our Services may integrate with or allow you to connect with third-party services, such as Stripe. If you choose to use such third-party services, the information you share with those third parties will be governed by their privacy policies, not this Policy. We encourage you to review the privacy policies of any third-party service before connecting to or using such service.

12. CHANGES TO THIS PRIVACY POLICY

12.1 Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, and other factors. We will post the updated Privacy Policy on our website with a "Last Updated" or "Effective Date" notation, and the updated Privacy Policy will become effective immediately upon posting.

12.2 Notification of Material Changes

If we make material changes to this Privacy Policy that significantly affect our use of your personal information, we will make reasonable efforts to notify you of such changes. This notification may include sending an email to the email address specified in your account, posting a notice on our website, or other methods consistent with applicable law.

12.3 Continued Use Constitutes Acceptance

Your continued use of the Services following the posting of an updated Privacy Policy means that you accept and agree to the changes. We encourage you to periodically review this Privacy Policy to stay informed about our information practices.

13. CONTACT INFORMATION

13.1 Contact Details

If you have any questions, concerns, or comments about this Privacy Policy, our data practices, or your rights and choices under this Policy, please contact us at:

Living Out US, LLC

Attn: Privacy Officer

2232 Dell Range Blvd, Ste 242 #5127

Cheyenne WY 82009

Email: [email protected]

Phone: (307) 509-0701

13.2 Complaints

If you have a complaint about our handling of your personal information, please contact us using the information above. We will respond to your complaint as soon as reasonably practicable and in accordance with applicable law.

14. INTERPRETATION AND DEFINITIONS

14.1 Interpretation

The words "include," "includes," and "including" mean "including but not limited to." The words "such as," "for example," "e.g.," and similar terms are interpreted as illustrative and not limitative. Whenever the context may require, any pronoun shall include the corresponding masculine, feminine, and neuter forms.

14.2 Definitions

For purposes of this Privacy Policy, the following additional definitions apply:

a) "Policy" means this Privacy Policy.

b) "Services" means all products, services, websites, applications, and platforms offered by the Company, including payment facilitation and consulting services.

c) "personal information" means information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device.

d) "process" or "processing" means any operation or set of operations which is performed on personal data or on sets of personal data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.

e) "service provider" means a natural or legal person, public authority, agency, or other body which processes personal information on behalf of the Company.

f) "third party" means a natural or legal person, public authority, agency, or body other than the data subject, the Company, or service providers who, under the direct authority of the Company, are authorized to process personal information.

g) "CCPA" means the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act and any implementing regulations.

h) "PCI DSS" means the Payment Card Industry Data Security Standard, which is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment.

BY USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS PRIVACY POLICY.